Getting called cheap or poor can sting—but the right comeback can flip the script, shut down the insult, or even make everyone laugh.
Whether you want to be confident, funny, classy, or sarcastic, this guide gives you plenty of smart ways to clap back without losing your cool.
[Confident and Classy Comebacks] — Show pride and self-respect
- I value smart spending, not showing off.
- I may not be rich, but I’m not rude either.
- I’d rather be smart with money than waste it trying to impress others.
- My worth isn’t measured by my wallet.
- I’d rather be called cheap than fake.
- I budget—big difference.
- I don’t need to prove anything with price tags.
- Quality over quantity. Always.
- My priorities are just different from yours.
- Financially responsible isn’t a bad thing.
[Funny and Light-Hearted Comebacks] — Turn it into a joke
- Yep, I’m rich in personality though!
- I’m not cheap, I’m just highly selective with spending.
- Poor? Nah, I just like money too much to let it go.
- I’m not broke, I’m pre-rich.
- Ballin’ on a budget, baby!
- I’m not cheap—I’m a discount detective.
- I call it “financial creativity.”
- I’m not poor, I just shop like it’s a sport.
- Broke? Maybe. Fun? Absolutely.
- I’m not poor, I just prioritize snacks.
[Dreadful and Sarcastic Comebacks] — Hit back with a sharp edge
- And yet I’m still doing better than you.
- Wow, thanks for the economic analysis, professor.
- Didn’t know your opinion was part of my budget plan.
- I’d rather be broke than boring like you.
- Better to be cheap than a show-off.
- Says the person with zero personality value.
- My wallet may be small, but at least I don’t flex fake.
- You sure talk a lot for someone who peaked in high school.
- I’m saving money, and you should save your comments.
- At least I’m not emotionally bankrupt.
[Short and Snappy Comebacks] — For quick replies
- Cool story.
- Got jokes?
- Try again.
- Stay mad.
- And yet, here we are.
- Thanks for the financial advice, broke Dr. Phil.
- I spend on what matters.
- Jealousy looks bad on you.
- Noted. Ignored.
- Budget queen/king, and proud.
Tips for Handling Insults About Money
- Stay calm — Don’t let their words throw you off. Confidence beats insults.
- Choose the right tone — Use humor, class, or sarcasm based on the situation.
- Know your worth — Your value isn’t tied to how much you spend.
- Don’t explain yourself — A witty reply is better than a long defense.
- Walk away if needed — Silence is also a powerful comeback.
Conclusion
When someone calls you cheap or poor, it says more about them than it does about you. Use a comeback that fits your personality—whether that’s clever, funny, calm, or dreadful.
Which comeback will you use the next time someone crosses the line? Try one and own the moment with confidence!
